VINHOMES GRAND PARK PRICE INSIGHTS: PREMIUM APARTMENTS FOR GLOBAL INVESTORS

Vinhomes Grand Park Price Guide: Best Deals for Foreign Investors in 2025. Vietnam’s real estate market is booming, and Vinhomes Grand Park, located in Ho Chi Minh City’s Thu Duc City, is a prime destination for foreign investors and homebuyers. The Beverly, a premium sub-division within Vinhomes Grand Park, offers luxurious apartments with attractive incentives tailored to international buyers. This article outlines the key benefits, legal considerations, and detailed payment options available as of April 2025, based on the latest sales policy (effective from April 16, 2025), to help you make an informed decision.

VINHOMES GRAND PARK PRICE – THE BEVERLY

• Strategic Location: Situated in Thu Duc City, a rapidly developing hub, The Beverly offers proximity to international schools, hospitals, and shopping centers, ideal for expatriates and investors.
• Luxury Living: The Beverly includes six towers (BE1, BE2, BE3, BE5, BE6, BE7) with a range of apartments (Studio, 1-bedroom, 2-bedroom, and 3-bedroom), designed for modern lifestyles.
• Investment Potential: With Vietnam’s growing economy and increasing demand for high-end residences, apartments here offer strong rental yields and capital appreciation.
• Foreign Ownership: Under Vietnam’s Law on Residential Housing 2014, foreigners can own apartments for up to 50 years (extendable), making it a secure investment.

KEY INCENTIVES FOR FOREIGN BUYERS

The sales policy offers several promotional programs to enhance affordability and value:

1. “Lucky Housewarming” Program:
   • Option 1 (Discount): Receive a direct discount on the apartment price (excluding VAT and maintenance fees) at the time of signing the Sales and Purchase Agreement (SPA) or Lease Agreement (LA):
     • Studio/1-bedroom: VND 300 million (~USD 12,000)
     • 2-bedroom: VND 450 million (~USD 18,000)
     • 3-bedroom: VND 540 million (~USD 21,600)
   • Option 2 (Cash Gift): After paying 100% of the apartment price (including VAT and maintenance fees), receive a cash gift equivalent to the above amounts. Note: Personal income tax (if applicable) is borne by the buyer.
2. “Priority Customer” Program:
   • Buyers living or working in Thu Duc City receive a 3% discount on the apartment price (excluding VAT and maintenance fees). Proof of residency or employment is required.
3. “VinFast VF3 Electric Car” Program:
   • The first 10 buyers (excluding Studio apartments) signing an SPA or LA after April 16, 2025, receive a VinFast VF3 electric car (with battery). Conditions include completing the SPA/LA and paying 30% of the apartment price. The car cannot be converted to cash, and taxes/registration fees are the buyer’s responsibility.

1. “Vinpearl/VinWonders” Program:
   • Buyers signing an SPA or LA between April 16, 2025, and June 30, 2025, receive e-vouchers for Vinpearl Resorts or VinWonders parks:
     • For apartments under VND 6 billion (~USD 240,000): One Wonder Passport (VND 35 million) and one Wonder Exclusive (VND 30 million).
     • For apartments VND 6 billion or more: One Vinpearl Resort package (VND 70 million) and one Wonder Passport (VND 35 million).
     • Vouchers are non-transferable and non-convertible to cash.
2. “VinClub” Program:
   • VinClub members receive discounts based on membership tier:
     • Gold: 1.0% discount
     • Platinum: 1.3% discount
     • Diamond: 1.7% discount
   • 50% of the discount is deducted from the apartment price (excluding VAT and maintenance fees), and 50% is credited as VPoint rewards upon handover.

PAYMENT OPTIONS FOR BUYING AN APARTMENT

Foreign buyers can choose from flexible payment plans tailored to different financial capacities. Below are the detailed options for purchasing an apartment under the Sales and Purchase Agreement (SPA):

1. STANDARD PAYMENT PLAN (OPTION 1) – OWN CAPITAL

• Overview: Pay using personal funds with a 6% discount on the apartment price (excluding VAT and maintenance fees). Early payments receive an additional 11% annual discount based on the prepaid amount and duration.
• Payment Schedule:
  • Deposit (T): VND 100 million (~USD 4,000) upon signing the Reservation Agreement (RA).
  • SPA Signing (T+10 days): No additional payment.
  • T+40 days: 15% of the price (including VAT).
  • T+70 days: 20% of the price (including VAT).
  • T+100 days: 20% of the price (including VAT).
  • Handover (T+130 days): 25% of the price (including VAT) + 100% maintenance fees + VAT on 5% of the price.
  • Title Certificate Receipt: 5% of the price (excluding VAT), offset by the deposit.
• Notes:
  • Payments due on Sundays or public holidays are extended to the next working day.
  • If payments are delayed, buyers must settle all outstanding amounts at handover.

2. EXTENDED PAYMENT PLAN (OPTION 2) – OWN CAPITAL

• Overview: A longer payment schedule for buyers preferring smaller installments, also using personal funds.
• Payment Schedule:
  • Deposit (T): VND 100 million (~USD 4,000) upon signing the RA.
  • SPA Signing (T+10 days): No additional payment.
  • T+40 days: 5% of the price (including VAT).
  • T+100 days to T+640 days: 5% of the price (including VAT) every 60 days (10 payments).
  • Handover (Estimated September 2026): 25% of the price (including VAT) + 100% maintenance fees + VAT on 5% of the price.
  • Title Certificate Receipt: 5% of the price (excluding VAT), offset by the deposit.
• Notes: Same as Option 1 regarding holidays and delayed payments.

3. BANK LOAN WITH INTEREST SUPPORT (UP TO 80% OF PRICE)

• Overview: Borrow up to 80% of the apartment price (including VAT) with interest and early repayment fee support from the developer (details not fully specified in the policy). This option suits buyers with limited upfront capital.
• Payment Schedule:
  • Deposit (T): VND 100 million (~USD 4,000) upon signing the RA.
  • SPA Signing (T+10 days):
    • Pay 15% of the price (including VAT), including the deposit.
    • Pay a 5% deposit (excluding VAT) to secure the SPA, with the developer paying 9.5% annual interest on this deposit until title certificate receipt (buyer bears applicable taxes).
  • Within 15 days of SPA: Bank disburses 80% of the price (including VAT).
  • Handover (T+130 days): Pay 100% maintenance fees + VAT on 5% of the price.
  • Title Certificate Receipt: Pay 5% of the price (excluding VAT), offset by the SPA deposit.
• Notes:
  • Available for individual buyers named in the SPA. Corporate buyers receive limited interest support.
  • Interest support details depend on the developer’s agreement with the bank.

PAYMENT OPTIONS FOR LEASING AN APARTMENT

For buyers interested in leasing rather than purchasing, the policy offers a Standard Payment Plan under the Lease Agreement (LA):

• Overview: Pay using personal funds with a 6% discount on the lease price (excluding VAT and maintenance fees). Early payments receive an 11% annual discount (calculated from 15 days after signing the LA).
• Payment Schedule: Follows the same structure as Option 1 for purchasing (see above), adjusted for lease terms.
• Notes: Same holiday and delay conditions apply.

LEGAL CONSIDERATIONS FOR FOREIGN BUYERS

• Ownership Rights: Foreigners can own apartments for 50 years, extendable upon expiry. The title certificate (GCN) is issued upon final payment.
• Tax and Fees:
  • VAT (10%) and maintenance fees (KPBT) are included in the quoted price unless specified.
  • Personal income tax applies to cash gifts or interest earned (e.g., on the SPA deposit).
  • Registration fees for cars or other gifts are the buyer’s responsibility.
• Transfer of Agreements: If transferring an SPA or LA, any gifts (e.g., car, vouchers) must be transferred to the new buyer, with both parties handling the necessary paperwork.
• Risk Mitigation: Work with reputable real estate agents or legal advisors to verify documentation and ensure compliance with Vietnamese law.

VINHOMES GRAND PARK PRICE – THE OPUS ONE

The Opus One, a premium sub-division within Vinhomes Grand Park in Ho Chi Minh City’s Thu Duc City, offers an attractive opportunity for foreign buyers seeking luxury apartments in Vietnam. Effective from April 2, 2025, the sales policy for The Opus One (buildings OS1 and OS5) provides flexible payment options tailored to international investors and homebuyers. This guide details the payment schedules, promotional incentives, and key considerations to help foreign buyers navigate the purchasing process with confidence.

WHY INVEST IN THE OPUS ONE?

• Prime Location: Located in Thu Duc City, a fast-growing commercial and residential hub, The Opus One offers easy access to international schools, hospitals, shopping centers, and modern infrastructure, ideal for expatriates.
• Apartment Options: Choose from Studio, 1-bedroom+1, or 2-bedroom apartments, designed for comfort and modern living.
• Foreign Ownership: Under Vietnam’s Law on Residential Housing 2014, foreigners can own apartments for up to 50 years (extendable), ensuring a secure investment.
• Investment Potential: With Vietnam’s booming real estate market, The Opus One offers strong rental yields and capital appreciation.

PROMOTIONAL INCENTIVES FOR BUYERS

The sales policy includes attractive incentives to enhance affordability:

1. “Lucky Housewarming” Program:
   • Receive a direct discount on the apartment price (excluding VAT and maintenance fees) at the time of signing the Sales and Purchase Agreement (SPA):
     • Studio: VND 160 million (~USD 6,400)
     • 1-bedroom+1: VND 220 million (~USD 8,800)
     • 2-bedroom: VND 280 million (~USD 11,200)
2. “VinFast VF3 Electric Car” Program:
   • The first 99 buyers of 1-bedroom+1 or 2-bedroom apartments signing a Reservation Agreement (RA) or SPA between April 2, 2025, and May 31, 2025, receive a VinFast VF3 electric car (with battery).
   • Conditions: Complete the SPA and pay 30% of the apartment price (including VAT). The car is expected to be delivered within 6 months of meeting these conditions.
   • Notes: The car cannot be converted to cash. Buyers are responsible for personal income tax, registration, insurance, and related costs. If the SPA is terminated, the car must be returned or its full value paid.

PAYMENT SCHEDULES FOR PURCHASING AN APARTMENT

Foreign buyers can choose from three payment plans based on their financial preferences: two using personal funds (Standard and Extended) and one with bank loan support. Below are the detailed schedules for purchasing an apartment under the Sales and Purchase Agreement (SPA).

1. STANDARD PAYMENT PLAN – OWN CAPITAL

• Overview: Pay using personal funds and receive a 9.5% discount on the apartment price (excluding VAT and maintenance fees) at the time of signing the SPA. This plan suits buyers with sufficient upfront capital.
• Payment Schedule:
  • Deposit (Signing RA): VND 100 million (~USD 4,000) per apartment.
  • SPA Signing (within 15 days of RA): 10% of the price (including VAT, inclusive of deposit).
  • May 25, 2025: 8% of the price (including VAT).
  • July 25, 2025: 8% of the price (including VAT).
  • September 25, 2025: 8% of the price (including VAT).
  • November 25, 2025: 8% of the price (including VAT).
  • January 25, 2026: 8% of the price (including VAT).
  • Handover (Estimated March 2026): 45% of the price (including VAT) + 100% maintenance fees + VAT on 5% of the price.
  • Title Certificate Receipt (Date TBD): 5% of the price (excluding VAT).
• Notes:
  • Payments due on Sundays or public holidays are extended to the next working day.
  • If payments are delayed, buyers must settle all outstanding amounts within 1 day of signing the SPA.

2. EXTENDED PAYMENT PLAN – OWN CAPITAL

• Overview: A longer payment schedule with smaller installments, ideal for buyers preferring gradual payments using personal funds. No discount is specified for this plan.
• Payment Schedule:
  • Deposit (Signing RA): VND 100 million (~USD 4,000) per apartment.
  • SPA Signing (within 15 days of RA): 10% of the price (including VAT, inclusive of deposit).
  • May 25, 2025: 2% of the price (including VAT).
  • July 25, 2025: 2% of the price (including VAT).
  • September 25, 2025: 2% of the price (including VAT).
  • November 25, 2025: 3% of the price (including VAT).
  • January 25, 2026: 3% of the price (including VAT).
  • March 25, 2026: 3% of the price (including VAT).
  • May 25, 2026: 5% of the price (including VAT).
  • July 25, 2026: 5% of the price (including VAT).
  • September 25, 2026: 5% of the price (including VAT).
  • November 25, 2026: 5% of the price (including VAT).
  • January 25, 2027: 5% of the price (including VAT).
  • Handover (Estimated March 2027): 45% of the price (including VAT) + 100% maintenance fees + VAT on 5% of the price.
  • Title Certificate Receipt (Date TBD): 5% of the price (excluding VAT).
• Notes: Same as the Standard Plan regarding holidays and delayed payments.

3. BANK LOAN WITH INTEREST SUPPORT (UP TO 80% OF PRICE)

• Overview: Borrow up to 80% of the apartment price (including VAT) with interest rate support from the developer (specific interest rates and support duration depend on the bank’s policy). This plan is ideal for buyers with limited upfront capital.
• Payment Schedule:
  • Deposit (Signing RA): VND 100 million (~USD 4,000) per apartment.
  • SPA Signing (within 15 days of RA): 10% of the price (including VAT, inclusive of deposit).
  • Within 15 days of SPA:
    • Buyer pays 5% of the price (including VAT).
    • Bank disburses 35% of the price (including VAT).
  • Handover (Estimated March 2026):
    • Buyer pays 100% maintenance fees + VAT on 5% of the price.
    • Bank disburses 45% of the price (including VAT).
  • Title Certificate Receipt (Date TBD): Buyer pays 5% of the price (excluding VAT).
• Notes:
  • Applicable to individual buyers named in the SPA. Corporate buyers receive limited interest support, with any excess interest or fees paid to the bank.
  • Buyers must meet the bank’s loan conditions and complete all required procedures. If the approved loan is less than 80%, buyers must cover the shortfall with personal funds before disbursement.
  • Personal funds paid under this plan are not eligible for early payment interest.
  • Holiday and delay conditions apply as above.

LEGAL AND PRACTICAL CONSIDERATIONS FOR FOREIGN BUYERS

• Ownership Rights: Foreigners can own apartments for 50 years, extendable upon expiry. The title certificate (GCN) is issued upon final payment.
• Tax and Fees:
  • VAT (10%) is included in the quoted price unless specified.
  • Maintenance fees (KPBT) are paid at handover.
  • Personal income tax applies to gifts (e.g., the VinFast VF3 car), and buyers cover registration, insurance, and related costs.
• Contract Transfer: If transferring an SPA, the VinFast VF3 car (if applicable) must be transferred to the new buyer, with both parties handling the necessary paperwork.
• Risk Mitigation: Engage reputable real estate agents or legal advisors to verify documentation and ensure compliance with Vietnamese law. Confirm loan eligibility with the designated bank early in the process.
• Payment Delays: Delayed payments must be settled within 1 day of signing the SPA to avoid penalties or contract termination.

UNLOCK LUXURY LIVING: INVEST IN THE OPUS ONE

The Opus One at Vinhomes Grand Park offers a unique combination of luxury, affordability, and investment potential. With promotional incentives like the “Lucky Housewarming” discount and the limited VinFast VF3 car offer (available until May 31, 2025, or for the first 99 buyers), early action is essential. Thu Duc City’s ongoing development further enhances the long-term value of your investment.

LINK: DỰ ÁN THE OPUS ONE VINHOMES QUẬN 9

LINK: VIỆT KIỀU CÓ ĐƯỢC MUA ĐẤT Ở VIỆT NAM KHÔNG
 

Cityapartment.com.vn